As the year comes to a close, it’s time to make the most of your Health Savings Account (HSA) and Flexible Spending Account (FSA). These accounts are great tools for saving on medical expenses, but unused funds often don’t roll over into the new year. If you’ve been considering vision correction surgery, now is the perfect time to act.

In this blog, we’ll explore how you can use your HSA and FSA to cover vision correction procedures and why residents in Irving, Dallas, and McKinney, Texas, should take advantage of this opportunity before year-end.

What Are HSA and FSA Accounts?

Health Savings Account (HSA): An HSA is a tax-advantaged account that allows you to save pre-tax dollars for qualified medical expenses. It’s typically paired with high-deductible health plans (HDHPs).

Flexible Spending Account (FSA): An FSA is also a pre-tax account for medical expenses, but it’s offered through your employer. Unlike HSAs, most FSAs have a “use-it-or-lose-it” rule, meaning unused funds may expire at the end of the year.

Both accounts can be used to pay for vision correction procedures, making them a smart way to reduce out-of-pocket costs.

Why Use Your HSA or FSA for Vision Correction Surgery?

Vision correction surgery, such as LASIK or PRK, is considered a qualified medical expense under HSA and FSA guidelines. Here’s why it’s worth considering:

  • Tax Savings: You’re using pre-tax dollars, which can save you up to 30% depending on your tax bracket.
  • Improved Vision: Say goodbye to glasses or contact lenses and enjoy the freedom of clear vision.
  • Cost-Effective Timing: With year-end deadlines for FSAs, now is the best time to schedule your procedure.

Vision Correction Surgery in Irving, Dallas, and McKinney, Texas

If you’re in Irving, Dallas, or McKinney, Texas, you have access to some of the best vision correction specialists in the region. Here’s why you should act now:

  • Convenient Locations: Whether you’re in the heart of Dallas, Irving, or the suburbs of McKinney, you’re never too far from our team.
  • Expert Care: Our doctors are highly experienced in LASIK, PRK, and other advanced procedures.
  • Flexible Scheduling: Our clinics offer year-end appointments to help you maximize your FSA or HSA funds.

Steps to Maximize Your HSA & FSA for Vision Correction

  1. Check Your Balances: Log in to your HSA or FSA account to see how much you have available.
  2. Confirm Eligibility: Verify that your vision correction procedure qualifies as a medical expense.
  3. Schedule a Consultation: Book an appointment our eye doctors in Irving, Dallas, or McKinney.
  4. Plan Your Payment: Use your HSA or FSA card to pay for the procedure directly or submit for reimbursement.
  5. Act Before the Deadline: For FSAs, funds typically expire on December 31, so don’t wait!

Why Now Is the Best Time

The end of the year is a busy time for everyone, but it’s also the most critical time to use your HSA and FSA funds. Vision correction surgery is a life-changing procedure that can improve your quality of life while saving you money.

If you’re in Irving, Dallas, or McKinney, Texas, don’t let this opportunity slip away. Schedule your consultation today and take the first step toward clear vision!

Ready to See Clearly?

Don’t lose your hard-earned HSA or FSA funds. Use them to invest in your vision and enjoy the benefits of life without glasses or contacts. Contact our team in Irving, Dallas, or McKinney, Texas, to get started.

Act now—your future self will thank you!